Thrifty Thursday!

Today I have to be short….lol…

My daughter is apart of a fabulous homeschool group called Classical Conversations.  Her group meets on Thursdays therefore I have to have my A-game going in the mornings!

BUT….

I had to share my excitement of shopping!

Honestly I don’t like shopping but I do like saving.

Over five years ago we had a gas leak to our house that racked up almost $5000 of debt.  Then we had some medical costs that racked up another $5000…..then my wonderful hubby wanted us to save for an Italy trip with our church choir.  For 2 years we REALLY buckled down and not only saved over $10000 for this trip for 3 of us….payed off those debts but also put 10% of his income in savings each month.   So trust me it is possible when you put your mind to it. And it wasn’t miserable….it was fun….we had focus….we had purpose!!!

Well the last couple of years we have gotten kind of lax with buckling down.  We haven’t incurred debt.  We are still saving as we should.  But we just don’t seem to sometimes have wiggle room.  I realize and take ownership to the fact that  I haven’t been as diligent with really making sure I am getting the drop bottom price for something.  I haven’t made sure that if it’s not on sale I don’t get it.  I just haven’t had the energy nor the mental focus with all that has been going on with my health this last year.

But no more…this year…..I am buckling back down!  No EXCUSES!!!

Wednesdays and/or Thursdays are my shopping days.  Thursdays are especially easy because my daughter is at her CC group all day and since she is in the the older group (Challenge A)  I leave campus and do whatever I need to do.

Thus my shopping for 2016 WILL BE ONLY SALES!!!  WILL BE ONLY NEEDS!!!  WILL BE PLANNED AHEAD NOT SPONTANEOUS!!! WILL BE ONLY ON THE LIST! WILL BE LIMITED TO ONLY ONE DAY!!!  AND WILL BE CREATIVE!!!

I look forward to using this as an accountability….and a check in place.  I look forward to sharing my savings…my finds….my thrifts….my creative spending….I look forward to having lots of fun with it!

I look forward to living a life full of even more integrity in this area as well!!!

If you too are wanting to save lots and learn how to budget better…..we all know DAVE RAMSEY IS AMAZING…..but I have also loved reading stuff from THE MILLIONAIRE NEXT DOOR….the gentleman who wrote that book has some really good stuff…..some of it contradicts Dave Ramsey.  Then there is several others I have read and I am drawing a blank at the moment…lol….

But recently I really love LWSL – Ruth Soukup…..she resonates within me…..and so does Wellness Mama….

Therefore that is my advice….pick someone who resonates within you….who helps you feel motivated to live the best life you can financially; because when we are stewards with our money God honors that…..he recognizes whether we have a lot or a little if we are being wise with it….and then he rewards accordingly!!!

Have a fabulous day!!
Blessings,
Kelly 🙂

PS….Today’s photo book…..We all have heard of THE PURPOSE DRIVEN LIFE book….well this wonderful journal also helps you focus on areas of your life…..I like it for so many reasons….but maybe it might resonate with you more than yesterdays journal idea!

Family Faith Finances Food Fitness Fun…

And being feminine!!!

These were the F’s to the 7th power that I thought and pondered on this last week as we were on a family vacation.  

Family…needing to always protect family time.  taking time for family.  Remembering family is important. Whether it is immediate family under the same roof or extended family we only visit occasionally….we have the opportunity to always learn and grow together and from each other.  Family is the opportunity to practice grace, compassion, patience, kindness, generosity, mercy, forgiveness….love!!!
Faith….I was listening to a fabulous podcast on one of the last days of the cruise.   It was Taylor Marshall, sharing his conversion story.   I loved how his friend, who was interviewing him, shared how what one persons faith walk isn’t suppose to look like anther persons.  I was able to reflect and think how I may desire to be in the adoration chapel all day long but that is not being holy and faithful to my vocation and calling.  What may work for a monk or a religious doesn’t mean it is what I am suppose to to do.   And that I can actually be dishonoring Gods call for me if I don’t listen to how He needs me to come to Him.  

Finances…anytime you take a vacation you are aware that your budget is going to be stretched…modified….different.  For me it puts into perspective: did we plan well enough for the trip to ensure we have fun and don’t worry about spending what we put aside? My goal always is to not come home worrying about a vacation that created debt or took from another part of the budget that it shouldn’t have.  
I had the opportunity during this week to finish a book I started a few weeks ago: Living Well Spending Less by Ruth Soukup.   I loved it so much.  It was as if every financial and organization book or blog I read or listen too builds on the previous one.  And the most recent one is the one I needed to hear the most at that time.  She talks about a spending freeze for a month, no matter your financial situation and the benefits you will reap from it.  I feel this has come at the most ideal time.   What better thing to do right after a vacation and before the holidays to really put into perspective what we truly need as well as ensuring we don’t get stuck in the vacation spending mode.   

Food…this was an interesting challenge for my whole family.  As I have been noticing my darling daughter definitely has some gluten sensitivity I really wanted her to not feel compelled to go to all the treats that she was going to be bombarded with.   And I had to truly be willing to intuitively eat and choose my battles of deciding between foods that may cause joint inflammation or insulin issues or gut issues or a combination of it all.    So instead of worrying about it I planned as much ahead of time with nutritional supplements, and thinking out the possible options that would be available, and even meditating and praying over the fact that…ok Lord this is for a week, I know You will guide me and protect me during this time to ensure I am able to nourish my body, and minimize any pain or negative reactions…as a matter of fact I truly embraced a joyful led attitude and intuitive eating mindset.  I know taking this mindset helped my body take in the good energy and nutrition of the food that I did eat.  I didn’t view it as a license to eat whatever….I was full aware that I would have to come home and fix any pain, inflammation that did occur but I also feel empowered in knowing that I have learned so much about my health that I know my bodies threshold right now.  It was confirmation that what I do on a regular basis is worth it to ensure my health is functioning at its peak.  That I am truly honoring God by helping my body lead the healthiest life.  It also made me appreciate cooking my own meals. 
Fitness…is always fun for me when I travel.  Being a huge fan of body weight and HIIT workouts and again intuitive workouts gives me no barriers when I travel.  This time I had fun doing sprints and jumping jacks on the top deck with the walking track. I did a stretching class.  I used some machines I don’t normally have access to.  And I participated in an ab workout that was fun.  I enjoyed the climbing wall.  I walked the stairs….always!!!! Never the elevator.  As a matter of fact I’m sure my legs have been over trained this week that they truly do need a break.   

Fun…can be had no matter the circumstances!   Vacations can be great fun but they can also be stressful.   It’s truly up to the individuals to make it and keep it fun no matter what!  So whether it’s family members not agreeing on outings and activities or if someone wants to be pouty because they didn’t get to have a  sugary laden breakfast (like she gets it at home?!  Go figure!)….the big thing is to remember to have fun with all life has to throw at you! 
Femininity …I was able to reflect and put into even greater perspective the amazing complexity of being a wonderful warrior woman.   I was able to reflect on my amazing strengths…I was also able to acknowledge during my reflection moments of  what are triggers and weaknesses in less than loving thoughts to self…therfore knowing what I need to do to avoid it….as well as continually smiling and knowing I am so amazingly wonderfully made…and beautiful right now…no matter what…no excuses…no buts…just am!!!!

As I conclude with my reflection of the seven day cruise I realized it was a perfect way for me to give each day… to reflect on each F in my life that is important.  So for me F isn’t for failure… it’s is a math equation instead: F to the 7th….
Family
Faith
Finances
Food
Fitness
Fun
Femininity
Now that’s fantastic freedom!

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